简介:Thepostalsavingslatelyopenedhasmadegreatprogress.Butwhatistheoriginaladvantageofthepostalsavings?Inthelastfewyears,manyexpertshaveconsideredthattheadvantageliesinthelargemumberofpostaloffices.Thispaperproposesanewviewpoint-thePostalIndividualFinance(PIF)anddiscussitscharacteristics.Then,we'sssetupanddescribetheabstractmodelsofPIF.Finally,we'llpointouttheinfluenceofPIFonthestructureofpersonalinvestmentandflowofthenationalcurrency.